It may only be October but the countdown to Christmas has already begun – the shops are starting to fill up with Christmas foods and drinks and it won’t be long until we undoubtedly hear our first Christmas songs on the radio.
As exciting a time as this is, it can also be a stressful one. For many people the run up to Christmas and all of the pressure that comes with it can bring a lot of stress and financial troubles with it.
One of the best things to do to avoid this is by planning well in advance. The expectations surrounding the festive season can be high but are not worth sacrificing your happiness for.
Pressure to buy a mountain of gifts is one way that people can fall into the trap of getting into debt at Christmas time. One way to avoid this is to …