How to Avoid Debt and Stress in the Run up to Christmas

It may only be October but the countdown to Christmas has already begun – the shops are starting to fill up with Christmas foods and drinks and it won’t be long until we undoubtedly hear our first Christmas songs on the radio.

As exciting a time as this is, it can also be a stressful one. For many people the run up to Christmas and all of the pressure that comes with it can bring a lot of stress and financial troubles with it.

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One of the best things to do to avoid this is by planning well in advance. The expectations surrounding the festive season can be high but are not worth sacrificing your happiness for.

Pressure to buy a mountain of gifts is one way that people can fall into the trap of getting into debt at Christmas time. One way to avoid this is to agree a suitable budget and stick to it.

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It is also a good idea to avoid the novelty Christmas items and get people gifts that they want and need – for example, one gift that someone really wants such as some XV Kings menswear is a lot better than lots of items that are not really wanted or needed. As well as being better for your budget this is also better for the planet!

Food is another thing that many people over spend on at Christmas – the best way to tackle this is by treating the Christmas dinner as a normal Sunday lunch with a few extras, and just buy enough for the people there for the day.